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Legal information

Complaints & feedback

Updated 12 August 2026

Important

Website information is general and does not replace personal credit, financial, legal, tax or accounting advice.

We want to hear from you

If something has gone wrong, please tell Katrina Ebbesen so the concern can be investigated. Email hello@mymortgagereview.au with your name, contact details and a clear description of the issue.

Please include as much detail as you can so the concern can be investigated promptly and fairly. You can ask for an update at any time.

Credit Guide

If it becomes apparent that you are likely to receive credit assistance, the authorised mortgage broker will provide the applicable Credit Guide as soon as practicable. It explains the broker and licensee details, services, potential fees and commissions, and the complaints process.

The applicable guide will be provided privately at the required stage. It is not published or available for download from this website.

Internal dispute resolution

If the concern cannot be resolved to your satisfaction, you can make a complaint directly to Connective Credit Services Pty Ltd, Australian Credit Licence 389328:

  • Attention: Compliance and Complaints Handling Officer
  • Email: complaints@connective.com.au
  • Online: Connective complaints and concerns
  • Mail: Level 29, 555 Collins Street, Melbourne VIC 3000

Complaints about credit assistance will be handled under the applicable internal dispute resolution process.

External dispute resolution

If your concern remains unresolved, or you have not received a response within 30 days, you can lodge a complaint with the Australian Financial Complaints Authority (AFCA). AFCA provides fair and independent financial services complaint resolution that is free to consumers.

  • Online: Make a complaint to AFCA
  • Email: info@afca.org.au
  • Mail: Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001

Time limits may apply to complaints made to AFCA, so you should act promptly or check the AFCA website for the time limit relevant to your circumstances.

Privacy complaints

Privacy concerns can also be sent to hello@mymortgagereview.au. The Privacy Policy explains access, correction and complaint arrangements.

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My Mortgage Review is operated by KTB Finance Pty Ltd ACN 693 209 344 as trustee for the K Ebbesen Trust ABN 33 915 514 785. Mortgage broking and credit services are provided by Katrina Ebbesen, Credit Representative Number 437134, authorised under Australian Credit Licence Number 389328 held by Connective Credit Services Pty Ltd.

Fees and commissions: There is no fee to submit an enquiry through My Mortgage Review. If you choose to proceed, any applicable fees, commissions or other benefits will be explained in the Credit Guide and other required disclosure documents before credit assistance is provided.

My Mortgage Review is not a lender and does not make lending decisions. Website information is general only and does not take into account your objectives, financial situation or needs. Credit assistance is provided by Katrina Ebbesen in her capacity as a Credit Representative after considering your circumstances. Eligibility, products, rates, fees and potential savings vary. Approval is subject to lender criteria.

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